Erin Odessa

My First Christmas Bear 2024. Economists widely expect the bank to cut the rate from 5% to 4.75%. The bank of england will announce at midday its latest decision on its interest rate.

This adorable crystal teddy bear ornament marks baby’s first christmas with everyone’s favourite childhood friend. In soft curled dusty brown faux fur with cream padded feet, he sports a soft knitted jumper.